Land First NY - Land for sale by owner, New York acreage. Tug Hill property, Lake Ontario properties, Central NY farms, Salmon River Pulaski. Lakes for sale, hunting land, New York vacant land - fishing, boating, camping. NY real estate listings - cabin, cottage, house by New York State land.
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$129,900 Start

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13 acre Lake Property

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$18,900, now $14,900

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Use 8,000 Acres of NY State Land

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Watch & Enjoy!

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Port Ontario Waterfront Home

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Tug Hill Lake Property 248' on Lake

New York Homes - NY Waterfront Houses
House NY Examples

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LAND FIRST NY Land Experts
Call 1-888-683-2626

Most financing based on current local terms:
35% down payment, 5 year to 15 year loans, 7.9% FMR - Fixed Mortgage Rate with qualified buyer.
CALL NOW 1-888-683-2626

Lower local interest rates maybe available starting at 4.9% +/- with qualified structures. Terms will have additional expenses like closing costs, title fees and pro-rata real estate taxes; all due at closing. Example Loan Calculations for monthly payments may be at higher past FMR% rates or lower APR rates. Call for a closer monthly payment estimates on any NY land loan. All prices, terms and availabilities subject to change at any time without notice. Any and all listings here and elsewhere are subject to omissions, errors, availability, seller withdrawals, market changes and other conditions, etc. Additional Disclaimer: These materials, features and amenities described and depicted herein are based upon current development plans, which are subject to change without notice. No guarantee is made that the features, amenities and facilities described and/or depicted by artists' renderings or otherwise described herein will be provided, or if provided will be of the same type, size or nature as depicted or described. Photographs, pictures, maps, sketches, depictions and/or other descriptions are not necessarily representative of features, amenities or activities that may be available. Obtain the property report if required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this property (and/or these properties). This is not intended to be an offer to sell nor a solicitation of offers to buy real estate to any residents in states where registration is required prior to offer being made or in any other jurisdiction where prohibited by law. Equal housing opportunity.
Land First
2168 County Route 48
Lacona, NY 13083 PH - 315-387-2600
Toll Free - 1-888-683-2626
Fax - 315-387-2603
E-mail -
New York Land Financing

We can help arrange local bank financing on our New York properties usually with at least a 20% to 35% down payment. A check for 10% of the total sales price holds the property off the market. The balance of the down payment, plus closing costs, are due about 2 weeks to 6 weeks later at closing. These land loans are usually mortgages and the terms go for 1-10 year terms and sometimes 10-15 year terms.

Many monthly payments are around $250 a month.
New York Land - Local Financing Available:

All New York Land Finance loans done by local banks allow for pre-payment of the principle balance at any time without penalty or costs. Closing costs and property taxes range from $500-$2500 +/-. Depending on price, property, time of year and optional terms. Total closing costs are provided in advance of the real estate closing. Owner financing or assisted owner financing is sometimes available, call for more information.

Call for current fixed mortgages rates. The figures below were calculated at 7.9% fixed mortgage rates (FMR) with 35% down payment available to well qualified buyers.

Land loans are not needed if you want to pay the complete price for the real estate at closings.

All prices, terms, notices, information and availabilities subject to change at any time without notice. Any and all listings here and elsewhere are subject to omissions, errors, availability, market withdrawals, and other conditions, etc. Please always seek professional real estate third party aid and legal assistance when considering real estate transactions.
NY Land Financing - Finance NY Land

Suggested financing terms for NY Land for Sale offered through Land First :

If the price is less than or equal to $19,900
then the terms can be up to 60 months.
  • a $19,900 land price with a $6,965 down payment would be $261.66 a month for 60 months.
If the price is from $19,901 to $29,900
then the terms can be up to 120 months.
  • a $29,900 land price with a $10,465 down payment would be $234.77 a month for 120 months.
If the price is over $29,900
and down paymant is 35% down then the terms can be up to 180 months.
  • a $39,900 land price with a $13,965 down payment would be $246.35 a month for 180 months.

Above monthly payments based on Well Qualified Buyers, at 7.9 Fixed Mortgage Rates. Local Mortgage Rates maybe available to Well Quilified Buyers with construction plans starting at 4.9% +/- Fixed Mortgage Rates.


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